Borrow USDC. Keep your Bitcoin.
Peer‑to‑peer Bitcoin loans for LATAM. Your keys. Your liquidity. No banks, no bullshit.
Sign Up🧠 Sovereign
Your BTC sits in multisig escrow. You keep control. No custody.
⚡ Fast USDC
Access liquidity in USDC without selling a single sat.
🔍 Open Source
Code is public and auditable. Bitcoin‑only. No tokens. No rehypothecation.
1. Lock BTC
Place collateral into multisig escrow. Your keys, verifiable on‑chain.
2. Receive USDC
A lender funds your loan in USDC. Use it instantly.
3. Repay & Unlock
Repay the loan and unlock your Bitcoin. Simple.
Typical starting LTV: 50%. Liquidation threshold: 95% LTV.
Operate in USDC
Pay expenses, invoices, or suppliers in USDC without selling BTC.
Borderless by default
Bridge cash‑flow, settle cross‑border, and stay in Bitcoin.
Open source. Auditable. Verified on‑chain.
Custody
No. Firefish is non‑custodial. Your BTC stays in multisig escrow you control.
Speed
Get USDC typically within hours after verification and match.
KYC
Yes. KYC applies for fiat/stablecoin loans. No banks involved.
Open Source
Protocol code is public and auditable.
Bitcoin‑Only
No tokens, no gimmicks. Peer‑to‑peer lending.
Clear Rules
Defined LTV and liquidation. No surprises.